SSDI Benefits: When Should You Apply for Social Security Disability Insurance?

Many people find dealing with the Social Security Administration (SSA) just as frustrating, if not more frustrating, as dealing with any other government agency. Applying for Social Security Disability Insurance (SSDI benefits) can be complicated and frustrating, especially when you are struggling in other areas of your life as you try to make ends meet until the SSA approves your SSDI benefits.

At Musselwhite Meinhart & Staples, PSC, we understand the urgency you feel about applying for your SSDI benefits because you need your benefits to begin as soon as possible. Unfortunately, a very high percentage of applications for SSDI benefits are incorrectly and unfairly denied. A denial causes the application process to take much longer than it should which delays receipt of your disability benefits.

You can reduce the risk of your application for SSDI benefits being denied or delayed by hiring an experienced SSDI benefits attorney. Our attorneys walk you through the application process, step-by-step, to ensure that your application is completed correctly, all documentation is included with your application, and any other requirements are met. While your Social Security attorney cannot change or modify the process, our attorneys understand the various pitfalls to avoid that delay applications as well as the few exceptions to the general application rules that may accelerate the application process.

Timing The Filing of Your Application for SSDI Benefits

One way you can reduce the amount of time between becoming disabled and receiving SSDI benefits is to file your application for benefits as soon as you are aware you are disabled. Furthermore, you reduce the risk of losing some of your SSDI benefits by filing your application in a timely manner. The SSA will not compensate you for benefits prior to the effective date of your application for SSDI benefits. If you call to schedule an appointment to file your application, the SSA may use the date of your call as the effective date of disability when calculating your SSDI benefits beginning date. If you miss your appointment, you will probably lose the right to collect disability for that time period.

A very important reason to file your application for SSDI benefits as soon as you know you are disabled is to avoid losing the right to collect SSDI benefits permanently. One of the requirements to receive SSDI benefits is to work the requisite number of years to qualify for SSDI. If you wait too long after becoming disabled to file your application, you may not have the required number of work credits to qualify for SSDI benefits.

In other words, if you believe you are entitled to SSDI benefits due to your disability or your doctor has suggested you apply for SSDI benefits, contact our office immediately. Our experienced attorneys assist you through the SSDI application process to help you qualify for the government benefits you are entitled to receive.

Contact an Experienced Kentucky

Social Security Disability Attorney

We’ve Helped Thousands of KY Families, we can help you!

The Social Security Disability lawyers of Musselwhite Meinhart & Staples, PSC assist clients throughout central Kentucky receive their Social Security Disability Insurance (SSDI benefits).

To schedule a free consultation to discuss your SSDI benefits application with one of our skilled Social Security attorneys, contact us at our Radcliff and Elizabethtown Office in Hardin County at (270) 351-6032 or toll-free at 1-800-754-HELP.