Car Accident Attorneys Protect You From Aggressive Insurance Company Tactics
You are injured in a car accident in central Kentucky and you are in the hospital. When you are released, you receive a telephone call from an insurance adjuster. The adjuster needs you to provide a statement regarding the car accident and sign some forms. What should you do?
This happens in many accident cases. Insurance adjusters quickly contact the accident victim before he or she is able to fully recover from the injuries and/or contact an attorney about the car accident. The insurance adjuster prefers to deal directly with the accident victim before car accident attorneys get involved in the case because the average person does not have a working understanding of the claims process. Most people must rely on the insurance adjuster if they do not have an attorney.
Insurance companies are not working in your best interest because insurance companies are in business to make money. Companies do not make money by paying large accident claims. Therefore, insurance companies will use several different tactics to reduce the amount of money you receive for your car accident claim.
Do not let an insurance company take advantage of you. Call 270-506-4052 for a free consultation with a car accident attorney.
Insurance Tactics Used To Reduce Compensation
to Accident Victims
- Medical Release
One tactic an insurance company likes to use is discovering a pre-existing condition that it can use to argue your current injuries were not caused solely by the accident. If the insurance company can successfully argue that the accident only aggravated an old injury, it may be able to reduce the amount of money it pays for your claim.
Therefore, the insurance adjuster may ask you to sign a medical release to “verify your injuries” from the accident to pay your claim. This sounds perfectly reasonable but you must be very cautious. The medical release may be written in such a way that it allows the insurance company to obtain your entire medical history. You should never sign a release of any type until you consult with our car accident attorneys.
- Recorded and Written Statements
This is another potential land mind for injury victims who are representing themselves in a car accident claim. The insurance adjuster will ask for a written or recorded statement to verify what happened so the company can pay your claim. Again, the insurance company is trying to obtain information it can use to lower the amount of money it must pay on your claim.
Anything you say in a recorded or written statement can be used by the insurance company at a trial. Something you say that appears to be innocent could be the one statement that damages your claim the most. Before you provide any statements to anyone regarding your accident claim, contact our car accident attorneys to discuss what is in your best interest.
- Telling You That You Do Not Need Car Accident Attorneys
The insurance company for the other driver would prefer that you do not consult with a car accident attorney. While you have the right to represent yourself in a car accident claim, it is not in your best interest. The insurance company has a team of professionals working to protect it from liability. This team is working hard to lower the amount of compensation you receive for your accident claim.
Car accident attorneys protect your best interest because they are working for you. You deserve to have a team of legal professionals working on your behalf to even out the playing field with the insurance company and balance the scales.
- Low Ball Offers
Quick, low ball offers are intended to trick injured victims into accepting an amount that is less than the true value of their accident claim. The quicker the insurance company can settle the claim the less chance it has of paying a higher amount to settle the claim. If you settle your claim, you are unable to sue the driver or collect any additional funds from the insurance company even if you later discover your injuries are more serious than you initially thought.
Car accident attorneys have extensive experience valuing accident claims. Before you agree to any settlement offer, you need to call our car accident attorneys for a free consultation.
Contact Experienced Kentucky Car Accident Attorneys
We’ve Helped Thousands of KY Families, we can help you!
The car accident attorneys of Musselwhite Meinhart & Staples, PSC help individuals who have been injured in car accidents throughout central Kentucky in Radcliff and Elizabethtown, Hodgenville, Brandenburg, and all other surrounding cities. It is our goal to protect you from big insurance companies looking to pay you less than your car accident claim is worth.
Contact our office by calling 270-506-4052 to schedule a free consultation with experienced car accident attorneys. You may also contact our office through our convenient online contact form.