Are Trucks Required by Federal Law to Carry Insurance?

There is no greater fear than finding yourself or a loved one in an accident with a giant truck. If you do find yourself, or a loved one, the victim of a trucking accident, one of the first questions running through your mind will likely be, “ Are trucks required by federal law to carry insurance? ” Although understanding the basics about trucks and insurance can be helpful, only an experienced Kentucky personal injury attorney can give you advice specific to your situation.

The Federal Motor Carrier Safety Administration (FMCSA) sets rules regarding trucks that travel interstate. The FMCSA dictates that trucks weighing more than 10,001 pounds and carries non-hazardous materials are required to have $750,000 in liability insurance. Trucks weighing 10,001 pounds or more and hauling hazardous materials, such as explosives or materials poisonous by inhalation, in containers greater than 3,500 gallons are required to have $5,000,000 of liability insurance. For-hire or private trucks weighing